Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. The APR for DepotCarTitleLoans’ auto title loans is 30%-35.99% (varies based on credit requirements). Repayment terms are greater than 90 days and up to 60 months. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate the ability to repay the loan.
The following chart contains examples that illustrate the cost of a loan to the borrower. Please let us know if you have any questions or queries. We are happy to answer all questions and provide any additional information that you may need. Our process is completely transparent, ensuring that you can make an informed decision.
| Annual Percentage Rate | Finance Charge | Amount Financed | Min Monthly Payment | Total of Payments | Number of Months |
|---|---|---|---|---|---|
| 30% | $1500.00 | $5000.00 | $189.54 | $6811.44 | 36 |
| 35.89% | $1049.80 | $2525.00 | $148.95 | $3574.80 | 24 |
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